We are sorry to inform you that Tandem cannot offer you a loan on this occasion.
We have reviewed your application and information received from external Credit Reference Agencies and at this time you do not meet our lending criteria.
You have the right to appeal for an assessment of your application by one of our advisers. However, unless the details you’ve supplied us with are incorrect or have changed in any way it is unlikely we’ll be able to assist you any further with your loan application.
Please call 01253 603950 or email secured.sales@tandem.co.uk
Your data protection rights with the Credit Reference Agencies are explained in more detail at www.transunion.co.uk/crain.
Please consider using Aspire Money who may be able to assist you in finding a suitable loan product from their panel of lenders.
49.9% APR Representative
Requesting information from Credit Reference Agencies
You can request the information that the credit reference agencies hold on you by contacting
TransUnion
Online – www.transunion.co.uk
By phone – 0870 060 1414
By post – Consumer Services, TransUnion Limited, 1 Park Lane, Leeds, West Yorkshire, LS3 1EP
Equifax
Online – www.equifax.co.uk
By phone – 0844 335 0550
By post – Equifax Credit File Advice Centre, PO Box 1140, Bradford, BD1 5US
Experian
Online – www.experian.co.uk
By phone – 0844 481 8000
By post – Experian Ltd, PO Box 8000, Nottingham, NG80 7WF